Banks with larger

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Different types of banks have different stages of development, investment resources, and transformation strategies, so the actual implementation steps are different. There are currently about , banks nationwide, including state-owned banks, joint-stock banks, city commercial banks, , rural commercial banks, , rural banks, and private banks. How do commercial banks choose differentiated digital implementation strategies?


Banks with larger assets began to advance digital transformation - years ago, while Indonesia Phone Number regional small and medium-sized banks have also carried out digital transformation work in recent years. % of the institutions have established a leading department or agency for digital transformation. This proportion has also increased compared with last year. The digital transformation of more and more institutions has entered the implementation stage from the planning and envisioning stage.





Leading departments/institutions can be mainly divided into the following types: Information Technology Department: % of institutions regard the Information Technology Department as the leading department for digital transformation, such as Shengjing Bank, Hankou Bank, Guangdong Nanyue Bank, Changsha Rural Commercial Bank, etc., as well as the data management department of Dongguan Rural Commercial Bank. Digital committees, offices, leading groups, etc.: accounted for %. For example, Bank of Communications established a "Digital Transformation